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College Planning

529 College Savings Calculator

Estimate what a 529 plan could grow to by the time your child starts college, compare your assumed return against the S&P 500's long-run average, and see what it would take to fully fund their education.

Show in today's dollars
Adjusts for 3% general inflation

Projected 529 balance when college begins

$0

Contributed: $0Growth: $0

Total projected cost$0
Your plan
$00%
S&P 500 (~10%)
$00%

529 balance over time
Your planS&P 500 benchmark
Age 5Age 18Age 22

Estimates only, for illustration. The S&P 500 benchmark applies the same contributions at a historical-average return and is not a prediction; past performance does not guarantee future results. Assumes monthly contributions and monthly compounding during the saving years, with tuition withdrawn at the start of each college year. Qualified 529 withdrawals are generally federal-income-tax-free; earnings on non-qualified withdrawals may be taxed and penalized. Actual costs, returns, fees, and tax treatment vary. This tool does not constitute financial, tax, or investment advice.

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